AIG Life of Canada - Steven Wevodau

AIG kicks off sale of Asian life assurance unit: report - posted by Steven Wevodau

LONDON (Reuters) - American International Group Inc (AIG.N) has kicked off the sale of its Asian life assurance unit in the hope of raising up to $20 billion to help repay a U.S. government loan, the Financial Times reported on Thursday.

The U.S. insurer sent a sales memorandum for American International Assurance (AIA) to a group of selected potential bidders, the newspaper quoted “people close to the situation” as saying.

AIG declined comment on the report.

The Financial Times said AIA is regarded as a jewel in AIG’s crown. It has 20 million policyholders in 13 countries and last year made an aggregate operating profit of about $2 billion.

Analysts estimate the sale of a minority stake could fetch up to $20 billion, it said.

The newspaper said AIG had sought bids for 49 percent of AIA, but would be willing to look at offers for the entire unit. AIG could also opt for a full listing of the division if it does not achieve a high enough price, the report said.

Prospective bidders include China Life (601628.SS), HSBC (HSBA.L) (0005.HK), British insurer Prudential Plc (PRU.L) and U.S. life insurer Prudential Financial Inc (PRU.N), the report said.

Canada’s Manulife Financial (MFC.TO) and Germany’s Allianz (ALVG.DE) have also requested information, it added.

First-round bids are due toward the end of February, it said.

AIG, once the world’s biggest insurer by market value, averted bankruptcy in September with an $85 billion federal government bailout. The rescue later swelled to about $152 billion.

AIG has said it plans to sell everything except its U.S. property and casualty business, foreign general insurance, and an ownership interest in some foreign life operations.

(Reporting by Adrian Croft; Editing by Kim Coghill)

© Thomson Reuters 2009 All rights reserved

Tags: , , ,

UBS buys AIG’s commodity index business - posted by Steven Wevodau

By Haig Simonian in Zurich and Javier Blas in London

Published: January 19 2009 08:12 | Last updated: January 19 2009 08:12

UBS on Monday announced that it would buy the commodity index business of AIG, the struggling US insurer, after it spent the past two months divesting non-core commodities activities.

The Swiss banking group said it would pay $15m to AIG Financial Products for the business, including rights to the popular DJ-AIG commodity index. The index is one of the two leading commodity indices of its kind, after the S&P GSCI, and is popular among passive investors, such as pension funds, who bet on rising commodity prices.

Although the initial sum is modest, UBS said it could make additional payments of up to $135m on the purchase over the following 18 months, based on future profits of the activities being acquired.

Commodity investments linked to the DJ-AIG index amount to about $10bn-$20bn, according to industry estimates and bankers on Monday said that AIG was a counterparty for a “significant amount” of that sum.

The reputation of the index suffered last year after AIG’s financial problems became clear.

ETF Securities, the London-based issuer of popular commodity exchange traded funds, ran into problems last year after several market-makers of its funds stopped trading them amid concerns about AIG, which was ETF’s counterparty for about $2bn in some of its DJ-AIG commodity products. The issues were later resolved.

UBS’s purchase of the AIG business would likely alleviate some concerns about the DJ-AIG index and commodities investments in which AIG was a counterparty, bankers said.

AIG’s commodity index business is composed of a platform of commodity index swap products and funded notes based on the benchmark DJ-AIG commodity Index. UBS said the acquired products were highly complementary to its own UBS-Bloomberg Constant Maturity commodity indices.

The purchase comes just after last week’s sale by UBS of its remaining energy, power and metals trading activities to Barclays Capital and the disposal in December to JP Morgan of its Canadian energy business, as well as its London-based global agricultural commodities trading activities.

However, UBS said at the time that it would retain all its precious metals trading activities, where the bank is a powerhouse, as well as its substantial interests in trading commodity indices, which are being expanded by Monday’s deal.

The purchase involves AIG’s trading book and its information technology platform, but no staff, although some individuals may choose to move to UBS at a later stage. The deal is expected to close by May.

Bankers familiar with UBS’ commodities operations said that its commodity index unit was the most profitable of the whole business.

 

Tags: , , ,

Bank of Montreal: AIG Deal Confirms Dividend’s Safety - posted by Steven Wevodau

The news is out about AIG’s (AIG) Canadian Life Insurance business, and despite the rumors on Bloomberg, BMO Financial Group (BMO) wound up as the winning bidder.

I was in a TV studio in mid-December, and one of folks sitting beside me asked me what I thought would “happen” with the BMO dividend. The premise of his question was understandable: with a 9% handle, won’t BMO management have to cut the dividend? Isn’t that what the market is telling us?

I suggested that he separate the actual implied yield from what is most likely to happen. The market might be pounding both the Bank of Montreal and the Bank of Nova Scotia (BNS) for a variety of reasons, but the fact that the dividend at BMO had hit 9% as a result, was an afterthought - if any PMs were thinking about it, at all. If BMO had to cut the dividend, it would be due to future unforeseen financial problems, not the simple fact that the stock was at $30 and the implied yield was 9%.

A short time later, BMO raised $1 billion of equity at $30, which confirmed that 1), the market hadn’t given up hope on the business, and 2), that BMO management must have known that selling stock, only to cut the dividend a few quarters later, would potentially be a potentially career limiting move, and were comfortable with where it stood.

Two more weeks have passed, and BMO is spending $375MM of that $1 billion on an important new business thrust. This is not the act of an institution, which is worried about free cash flow, or its ability to continue to pay the $2.80 dividend (now yielding 8.5%).

That’s why it is in the Decade of Daddy Mirror Fund.

Disclosure : I own BMO.

Tags: , , , , ,

AIG to sell AIG Life Insurance Company of Canada to BMO Financial Group

posted by Steven Wevodau

NEW YORK–(BUSINESS WIRE)–American International Group, Inc. (AIG) announced today an agreement to sell AIG Life Insurance Company of Canada (AIG Life of Canada) to BMO Financial Group (BMO). AIG Life of Canada, headquartered in Toronto, Canada, offers a wide range of insurance and wealth products, including universal life and term life insurance plans, critical illness plans, permanent plans and immediate annuities.Under the terms of the transaction, BMO will acquire AIG Life of Canada for approximately C$375 million (or approximately US $308 million) in cash, subject to any change in net worth between September 30, 2008 and closing.

The transaction, which is expected to close by June 1, 2009, is subject to certain conditions, including approvals by the appropriate regulatory authorities.

“Our management team is excited about becoming an integral part of one of Canada’s premier financial institutions,” said Peter McCarthy, President and CEO of AIG Life of Canada. “As part of the BMO Financial Group, we look forward to serving our clients and distribution partners and building on our reputation for providing innovative insurance solutions for Canadians.”

“We look forward to welcoming the 300 employees and 400,000 customers of AIG Life of Canada,” said Bill Downe, President and CEO, BMO Financial Group. “Acquiring AIG Life of Canada will strengthen BMO’s overall financial planning, wealth and retirement offering, giving us the ability to expand our client relationships through a comprehensive line up of products.”

J.P. Morgan Securities acted as financial advisor to AIG on this transaction. Blackstone Advisory Services provided financial advice to AIG in connection with AIG’s global restructuring program.

ABOUT AIG

American International Group, Inc. (AIG), a world leader in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG’s common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Ireland and Tokyo.

ABOUT AIG LIFE OF CANADA

AIG Life of Canada is based in Toronto with sales offices in Montreal, Calgary and Vancouver, and is a member of New York-based American International Group, Inc. AIG Life of Canada manufactures and sells a full suite of individual life insurance products including term life, whole life, universal life, annuities and critical illness insurance.

AIG Life of Canada is organized into three operating divisions: Agency (more than 5,000 active advisors across Canada), Direct (direct-to-consumer marketing operations) and Group (traditional employee benefits insurance).

ABOUT BMO FINANCIAL GROUP

BMO Financial Group is a highly diversified North American financial services organization that provides a broad range of retail banking, wealth management, and investment banking products and solutions to more than seven million clients and customers across Canada. BMO offers a range of innovative and easy-to-understand insurance solutions that includes: life and disability insurance on mortgages, loans and lines of credit; MasterCard Outstanding Balance insurance; DirectTerm life insurance; Personal Accident Protection, critical illness, and travel insurance. BMO Nesbitt Burns and its predecessor companies have been helping investors meet their financial goals since 1912. Today, BMO Nesbitt Burns has more than 74 branches and 1400 Investment Advisors (as of December 31, 2008).

 

Contact:

American International Group, Inc.
David Monfried, Restructuring Communications, 212-770-7205
david.monfried@aig.com
or
Teri L. Watson, Investor & Rating Agency Relations, 212-770-7074
teri.watson@aig.com
or
AIG Life of Canada
Peter McCarthy, 416-596-2901
peter.mccarthy@aig.com
or
BMO Financial Group
Ralph Marranca, Director, Media and Public Relations, 416-867-3996
ralph.marranca@bmo.com

Source: American International Group, Inc.

Tags: , , , , , , , ,

Categories

Meta